Terms of Use
By using Ledgercal you agree to these terms.
Use of the site
You may use the calculator and articles for personal, educational comparison and estimation. You may not misuse the site, attempt to disrupt it, or copy its content in bulk without permission.
No advice, no guarantees
Results are estimates based on the inputs you enter and a simplified fixed-rate model. They exclude many real-world costs. You are responsible for verifying lender terms, fees, taxes, insurance and prepayment rules before agreeing to any loan. See our disclaimer.
Intellectual property
The site's text, design and code are owned by Ledgercal unless stated otherwise. You may quote short excerpts with a link back to the source page.
Third-party links and ads
The site may display third-party advertising or link to other sites. We do not control or endorse them and are not responsible for their content or practices.
Limitation of liability
Ledgercal is provided "as is". To the extent permitted by law, we are not liable for losses arising from use of, or reliance on, the site.
Changes
We may update these terms at any time. Continued use means you accept the updated terms. Contact: contact page.